Even though the oldest Generation Zer is just 26 years old, 

financial experts predict a major shortfall in Social Security benefits for the generation.

According to Kevin Chancellor, founder of Black Lab Financial 

Services and financial advisor, if legislative action is not taken soon, 

the trust fund for the remaining normal benefits will deplete as early as 2035.

It remains to be seen if the Social Security system will 

Collapse completely, but he believes it is in a dire situation.

"If legislative action is not taken soon, the trust fund that funds normal 

Benefits will run out as early as 2035," he said.

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